As a business owner, one of the most important things you can do is establish a retirement plan for you and your employees.  Having a retirement plan increases employee retention and satisfaction.  They are also beneficial to the employer by allowing you to max-out your retirement savings.

Your advisor take the stress away from setting up an employer-sponsored retirement plan.  Let them deal with the complicated rules, implementation, and administration of the plan.  We can help you select the plan that is most advantageous to your business.  Participants will receive personalized advice from one of our advisors rather than having to make investment decisions alone.

The following Qualified Retirement Plans are available to most small businesses:

Traditional 401(k) and Roth 401(k) is a defined contribution plan in which an employee can make contributions from his or her paycheck either before or after-tax, depending on the options available in the plan.

Individual 401(k) is a qualified retirement plan that can be implemented by employers with no full-time employees other than the business owner and their spouse, also referred to as a Self Employed 401(k) or Solo 401(k).

SEP-IRA is a retirement plan that an employer or self-employed individuals can establish, where the employer is allowed a tax deduction for contributions made to each eligible employee’s

Simple IRA (Savings Incentive Match Plan for Employees) allows employees to make salary deferrals into traditional IRAs set up for each employee and the employer matches a certain percentage.